Call

Financing Tips for Upcoming Dental Procedure

Posted on 6/6/2022 by Janice K. Pliszczak, DDS

Many insurance carriers have a limit of amount to pay per annum for dental treatment. However, the maximums are very low relative to the cost of dental treatment. Irrespective of the definite amount to which the insurance restricts, dental insurance helps one get the most out of the insurance plan. There are fuzzy lines between what is considered a dental procedure and a medical procedure because tooth health impacts the rest of the body. Medical insurance does not cover dental procedures, but some components are reimbursed in specific instances.

The dentist's office offers payment plans.

Weekly or monthly payments are more manageable than paying the sum of all at a go. Dental facilities may offer flexible payment options for operations not covered by insurance. Since these payments vary per dentist, it's a good idea to double-check the conditions of any payment plan you're considering. Payment is made directly to the dentist's office or through a third-party service like Care Credit.

Health saving account (HSA)

This is another possible dental operation funding option. The HSA allows you to set aside pre-tax funds monthly to cater for medical costs, including dental care. Due to its pre-taxed characteristics, this helps reduce the overall health expenses. Furthermore, most dental cares accept this form of payment; hence many people opt to use funds in their HSA to help cater for any arising co-pays or dental procedures.

Negotiating techniques

In modern society, dental procedure costs are negotiated. It's a good idea to have your dentist go over your treatment plan with you in detail. Some dentists may offer a discount for this. You and your dentist can have an open and honest discussion regarding your financial position if they are willing to work out a payment plan with you or postpone your charges for a few months.

We offer affordable plans for prospective patients at our offices and advise accordingly on the best payment plans for struggling patients. Contact us now and book your consultation today!

What Our Patients Are Saying About Us Janice K. Pliszczak, DDS logo icon

Exceptionally Friendly!!

"You are put at ease the minute you walk into their new office on Broad Rd. Beautiful and calming surroundings. The staff couldn't be more helpful and are extremely friendly. Dr. Pliszczak is exactly what you want in a Dentist. Always concerned with your comfort, I never feel rushed, and I enjoy here friendly manner. And because of all of their meticulously thorough work, My teeth are as healthy as can be!!! Thank you Dr. Pliszczak, Jade and Nancy" ~Roamy F.